Saving Money 101

We normally save money for the purpose of buying something unnecessary. Technology lures us in wanting unimportant gadgets. As a consequence, we fall into the quarry of commercialism and consumerism the world and times these days has created.

How do we fight this battle of overspending? When do you spend on lavish stuff? And how much do you spend? Is it possible to save money in spite of daily expenses?

Below is my inventory of spending guidelines:

1. Practice the habit of living simply. Buy only what you need. Constantly remind yourself of your financial goals.

2. Avoid sales and bargains. Though one can definitely save a great deal in purchasing during sales, it influence or urges us to get things in excess. Hence, we go overboard our planned budgets. Take caution in buying sale items. Would you rather purchase something that is worth what you have paid for which could last for a long time. Or an item you picked up because of its trendsetting design that could only last for a few months?

3. Stick to your budget. Prioritizing well and managing your personal finances in frugality will go a long way. But quantity does not matter, quality is.

4. Allot a specific amount of your monthly income for your monthly savings. Specifically, 20% of your income or more should be dutifully saved at a bank of your choice. When you think you have set aside a definite sum which you are prepared to invest into business ventures and other financial endeavors is decidedly an entrepreneurial marketer’s trait. When you save, you earn capital to save more, invest and diversify your financial market.

Everyone has their own distinct ways of saving their earnings. It is only a matter of priority in what we need to buy.

Are you a shopaholic? Do you buy wisely? Are you frugal? How do you spend your money? Are you a spend-thrift? Share your own unique way of saving! I would love to know and hear your list.

Thank You, My Top 10 Consistent Entrecard Droppers

As appreciation for my top 10 consistent Entrecard droppers for almost a month now I'm posting my list here:

High Quality Pictures

On becoming a 2%er

Make Money Online

Soul Meets World

EzGreatLife

Whatever Comes To My Mind

The Traveling Pants

Article Specialist

Health Nut Wannabee Mom

NE Patriots Draft

Thank you, my dear droppers. Your continuous support by dropping has left an imprint on my blog (as well on my being). As an adage says, "Gratitude is the healthiest of emotions."

Let's give back our appreciation and be grateful to those who have helped us in one way or another.

Extend the good vibes and positive reception. Spread goodwill, love and gratitude!

How do you feel when someone appreciates you? And what do you do when someone thanked you?

And the Oscar Goes to . . . . . ! ! !

Wow! I really love surprises. Yesterday after my usual dropping of Entrecard as I checked my blog I saw a new comment on my previous post. Lo and behold! It was not just a mere comment. John of becomeamlmrockstar.com thanked me with my efforts of dropping for I’m one of his top droppers. This is a sincere and heartfelt appreciation from a fellow blogger and as showing gratefulness to other EC droppers and bloggers, he gave an award for each nominated top dropper and of course to the winner, also. I was not surprised to find out that it was a fellow Filipino blogger.

It really pays off to drop and comment at other blogs. Recognizing a blog’s quality and a blogger’s activeness and effort to drop at other bloggers' work is more than just saying “thank you.” Being grateful and giving back is appreciation. This showcases the innate goodwill in mankind and there is real communication and interaction in the online world particularly in the blogosphere.

The whole concept of the award and specially everyone at “becomeamlmrockstar.com” or Master Networker’s MLM and Internet Marketing Blog for Professional Entrepreneurs is truly exceptional. Co-bloggers let’s give them a big applause. You also deserve an award!

Delve into your Internal Drive

Mid-year has gone by so fleetingly fast. June commenced summer in the Western hemisphere but in the Oriental part especially those in the Southern pacific region it's the rainy monsoon period.

Rain is nice but when it becomes a typhoon or storm, it is not. Literally, spring is really the rainy season.

If January is the start of the year, the months of June and July should be the beginning of the second half of the year (though, it is literally).

Generally, we embark onto the New Year ahead with resolutions and goal-settings.

Have you achieved the goals you committed to achieve early this year? Is majority of your New Year’s resolutions been fulfilled? Then, it is time that you could take a look at your goals once again. Internally examine if you must reorganize your priorities to align it with your purpose of self-improvement.

An encouraging manner for you to restructure your long-term plans is by delving into your internal drive. What causes you to love what you do unwaveringly?

One inspiring approach is by listening to motivational speakers.

Aren’t you stunned by public speakers like Jim Rohn, Donald Trump, Brian Tracy, Robert Kiyosaki, Anthony Robbins, Zig Ziglar and a lot more. They are the living archetypes of individuals who have mastered themselves, embraced their imperfections, flaws, and faults despite life’s uncertainties and circumstances and have attained their full potential beyond themselves. I hope you enjoy watching the thought-stirring video above from no other than an astonishing self-help writer and motivational speaker, Tony Robbins.

Here is another video from him.

Direct Selling Festival

The very first Direct Selling Festival held in Middle East last May 17th - 19th, 2008 at Jumeirah Beach Hotel, Dubai, UAE - was a spectacular 2 day exhibiton and 3 day conference - one of the world's fastest growing markets. The World Leading Direct Selling and Network Marketing companies, Suppliers, Industry Experts and Top Leaders were all under one roof to unveil the infinite opportunities of the $110 Billion industry in the said region!

I bet companies I was loyal to had their respective representatives in the event so they could share their knowledge with their aspiring distributors and business builders. (I just wished I had encountered this video before the convention took place.)

Breast Cancer Awareness

Alexys Fairfield of Soul Meets World tagged me to participate in this worthy cause: the ‘Breast Cancer Awareness’ month of June! I personally know a few women who had breast problems or those detected to have a cyst had an operation and survived their dilemma.

• The first sign of breast cancer usually shows up on a woman's mammogram before it can be felt or any other symptoms are present.

• Risks for breast cancer include a family history, atypical hyperplasia, delaying pregnancy until after age 30 or never becoming pregnant, early menstruation (before age 12), late menopause (after age 55), current use or use in the last ten years of oral contraceptives, and daily consumption of alcohol.

• Early detection of breast cancer, through monthly breast self-exam and particularly yearly mammography after age 40, offers the best chance for survival.

• Ninety-six percent of women who find and treat breast cancer early will be cancer-free after five years.

• Over eighty percent of breast lumps are not cancerous, but benign such as fibrocystic breast disease.

• You are never too young to develop breast cancer! Breast Self-Exam should begin by the age of twenty.

Resources: American Cancer Society National Cancer Institute Komen Foundation

You can help the lives of many women by spreading the word about The Breast Cancer Site pink button as many times as you can. If The Breast Cancer Site receives 8 million clicks on the pink button in June, their premier sponsor -Bare Necessities- will donate $10,000 for more free mammograms. CLICK the pink button today!

I would like to invite fellow bloggers to join this campaign: Anmari, Sachi and Chasmal, KCee, Kim and anyone who would like to join. Let us help spread the word.

The Highway

There was something about the four-hour trip I have had this past weekend. I would never forget that brief 20 minutes or so I was sitted at the front seat of the bus when I was nearing home.

Anyway, I always tell my colleagues and friends that our place is just beside the main highway. So if I get off the bus I'd simply say to the driver or his assistant to pull off at the triangle "slow down, school zone" signboard because our house is just two houses away from a public elementary school.

Remarkably at that Saturday eve, the highway presented itself like it was a trailer of a long awaited film I would love to watch from the windshield of the bus.

Part of the "National Highway" with its two lane - its right and left lanes seemed magnified right before my eyes. This crude image retained a relevance in my mind. I always used to think that there are two paths to be taken in any road. Meaning when someone is about to make a decision, there would always be two options. Its either you have to choose the good over the bad, best than better, right over wrong, road less taken or the road majority chose, the grandest over the ordinary and the list can go on.

Then, the vivid illustration suddenly spoke to me.

"You always looked at things as two separate matters. You never see the big picture, the whole of it."

At that instant a spark of truth finally dawned on me. An awakening!

It does not matter which option or path you choose for there is only one main highway to get to our destination. But it's not the end point either. For “One's destination is never a place but rather a new way of looking at things.”

Making right decisions has perpetually left me indecisive for too long. I prefer making choices in haste. I realized those were the times I chose without hesitancy nor apprehension. A certain gut feeling which is somehow right. However, there are decisions to be made in deep thought. Being clear-headed helps one to select the best and final choice at an inevitable moment.

Lately, I had been contemplating on keeping or dismissing this blog. Also came to a point where I have to choose between network marketing and direct selling. My consistency in the latter field and its attainability has lured me to be occupied with it in the passed few months. Though I know the first endeavor has its long term advantages, I prefered practicality and the realistic attainment of my goals in direct sales. But having a deep understanding now, whatever I pursue will become a part of who I was, who I am and who I will be in subsequent time. 'Cause as Albert Camus puts it, "Life is the sum of all your choices."

Fair Prizes Awaits Everyone: 2 Mac Book Airs and $1000K

I caught a glimpse of a blog entry that talked about a contest and so I clicked the link. Lo and behold! I was surprised to see the picture of a couple and I remember that bloggin-ads.com is one of those blogs that dropped on my entrecard. Plus point is they have come up with this exciting competition for all bloggers.


Well, their challenge lies in participating so-called “activities” on their blog to get tickets entry in the contest. An assortment of bustle to go through:


One is to subscribe to their RSS feed or email ‘feedburner’.


Second, comment on recent posts and even preceding posts at Bloggin-ads.


Third, write about the contest and linked with bloggin-ads.


Fourth, bookmark it through Stumble/Digg/Propel.


Fifth, get bonus entries when you post the contest banner at your blog’s sidebar or blogroll.


Check out further details and just click here, Have fun and join the contest!

Direct Selling Versus Network Marketing

Direct Selling and Network Marketing primarily involve sales.

Both direct selling and network marketing focuses on the product or service they’re offering. But I don’t totally agree with its meaning or description in Wikipedia. Perhaps because it varies depending how it is done in certain countries. For instance, like here in the Philippines when you say Direct Selling the people are familiar with Avon, Sara Lee now Fuller Life, Tupperware, Sundance etc. A dispersal of catalogues and brochures would do. There’s less talk and no further explanation needed. For a description is provided in the brochures. It is not like there’s no sales tactics involved but the strategies to get or make a sale is already spelled out in print in the brochures. Effective communication is still required for a seller to know the specific wants of his or her customers. Maintaining customers’ interest and loyalty will later turn to customer satisfaction and trust.

Direct selling goes hand in hand with direct marketing. In the sense that, direct selling becomes a marketing medium that can be used to sell anything. Product ranges from toiletries, herbal and food supplements, apparel, intimate apparel, cosmetics, fragrances and fashion jewelry, books, storage and serving products, vacuum cleaners and other home appliances, and water purifiers.

But network marketing does not engage solely on products or service it renders. The essence of which is to build a network or networks or groups of people to help the pioneer or initiator achieve his or her goals as well as help others or his team or group to achieve success on their goals too.

It does not merely focus on one’s personal success but also its team or down lines.

It encompasses another’s success. It expands to its team members. The leader who made it first must lead by example and here lies the distinction between direct selling. The leader must begin within his self to carry out and mentor his team in doing the company’s business. Aside from the training considered necessary, the leader or up line guides his subordinates or down lines in presentations, meetings, demonstrations and warm and cold calling until such time he can lead his own down lines along the way to success.

Carrying a wide range of goods is to be credited in the direct selling medium. Having the ability to carry a wide variety of goods can be sometimes mistaken as a supernatural ability. Frankly, I’m amazed by network marketers and direct sellers. I sometimes mistake their ability to carry a wide range of products as a supernatural power.

Why do I see it as a supernatural power?

Successful direct sellers and network marketers have mastered themselves. Mastering ourselves? Is that really possible? If they have achieved it and conquered their rejections, refusals, depression, humiliation, shame and ridicule they can truly be called masters for they willingly did it so.

Worth noting about direct selling is customer satisfaction. Quality of product, uniqueness and money-back guarantees are the top reasons of shopping through direct selling from talented entrepreneurs. Add to that less hassle in shopping. Imagine no more aching heels from long walks hopping at malls searching for that perfect item to buy, no need to use your car and forget where you parked it when you’re done with your shopping, farewell to wasted lengthy minutes or hours from long lines while waiting for your turn to pay for your purchased item, no more dashing to the malls during peak seasons, end your futile attempt at boutiques and shops for scouting that impeccable pair of shoes, in short eliminate the all-consuming energy draining when you shop. There is convenience in buying products through direct sellers. A direct seller deals only with one of his buyers at a time. Personalized service is the core of direct selling.

Unique, best modify the direct selling profession. It does not require educational degree, experience, financial resource or physical condition. Earn more while having to invest less is an advantage of direct sellers. With just a small initial capital, it could grow into boundless leaps. On the other hand, network marketers engage in business presentations and meetings, trainings, warm and cold calling, equipped also with a heavy business portfolio and an all ready business package (a set of products for a specific need). This requires a larger amount for a start up package. In Direct Selling and Network Marketing are not advertisement driven companies unlike its retail counterparts. Both do not invest much in advertisement. Thus, these companies direct sellers sell in fact save much which is then passed on as substantial commissions to its dealers and distributors. In some respect, this is a form of owning your own business. You become your own boss. This means you can work full-time or part-time. You get to choose and set up yourself when and how you work. This is where you set your own goals and determine how to reach them. Be rewarded by how much effort you put in your business. In networking, you build your organization by building your group through your invited prospects.

To recapitulate, network marketing and direct selling are geared towards making sales. But they differ in approach. Direct selling relies on franchising while network marketing uses leveraging. Leadership on the first one is subjective and with a sense of individualism, the latter is objective, holistic through a team of networks run by a driven goal-oriented leader.

NueroAnatomist: Jill Bolte Taylor

Well, this post has nothing to do with marketing. I just felt like sharing this video I encountered some time ago.

Jill Bolte Taylor is a nueroanatomist who devoted her life in studying about schizoprenia and other disorders of the brain.

Listen to her talk in this video (just click this link) http://www.ted.com/talks/view/id/229

A Brief Account of her story:

One morning, a blood vessel in Jill Bolte Taylor's brain exploded. As a brain scientist, she realized she had a ringside seat to her own stroke. She watched as her brain functions shut down one by one: motion, speech, memory, self-awareness ...

Amazed to find herself alive, Taylor spent eight years recovering her ability to think, walk and talk. She has become a spokesperson for stroke recovery and for the possibility of coming back from brain injury stronger than before. In her case, although the stroke damaged the left side of her brain, her recovery unleashed a torrent of creative energy from her right. From her home base in Indiana, she now travels the country on behalf of the Harvard Brain Bank as the "Singin' Scientist."

"How many brain scientists have been able to study the brain from the inside out? I've gotten as much out of this experience of losing my left mind as I have in my entire academic career."

Jill Bolte Taylor

Teach Kids to Save Now

Saving should be formally taught in schools. Parents must encourage their children to have their savings account. Thus, teaching them to value money at a very young age and to save as early as possible will be their initial capital. The importance of it is not just saving a part of the children’s school allowance and their Christmas “aginaldos” (or money gifts). Imparting and instilling in their fresh minds the importance and value of money in a positive mature way. With the prevalence of globalization and consumerism in the world today where gadgets, cell phones, i-pods, mp3s and mp4s, and laptops galore are the rave, frugality must be first taught at home.

Let me share a story of a mom blogger whom I think parents must exemplify. Just click the following highlighted words. Mom, Help Her Kids Save!

Save, invest, and diversify your activities, network and endeavors. Certainly, it will lead to abundance in the future.

Top 7 Transforming Principles in Turning your Company and Venture from Good to Great

1. Know what values your corporation or company and business or venture stands for. Today, potential customers don’t just ask what products or service your company sell or offer? Deep down in themselves they are looking for a company or product to offer aligned at their values. Customers also ask “what values do you stand for?” and “what values does your business stand for?” What action or practices have you developed to live those values daily?
Shared values between a company and organization determine the belief, loyalty and performance of employers and its potential leaders.

2. Discern the significant reason why. The great Austrian psychiatrist, Viktor Frankl said: “Success, like happiness, cannot be pursued; it must ensue … as the unintended side effect of one’s personal dedication to a cause greater than oneself.” What ideal purpose does your business exist? Did your business make a difference in your customers' lives?

3. Be an edge seeker. Roger Bannister seemingly did the impossible and ran the first 4 minute mile run in 1954. He said it's the ability to take more out of yourself than you've got. How can you push yourself to "take more out of yourself than you've got" to achieve the seemingly impossible in your business?

4. Dare to be radical. Those who are always contrary to rules defy the traditional and they are “the change agents in the business world.” Are these wealth-building businesses “executing better?” No, they’re simply but “radically changing the rules of the success game in their field or industry.” Distinguish what rules in your business can you break. Set yourself apart from the crown in your industry.

5. Find the epitome of success and greatness in your company or business venture. In every field or industry, there is or there are examples of great success. Seek and find those people that would inspire you most and extract what you would like to emulate from them.

6. Have a clear result in mind. Decide your business future. Business should not dictate you. Instead, it is up to you where exactly you want to be, by when, how and then persist in getting there. What options have you taken and what do you need to take those decisions differently?

7. Achieve personal greatness. As they say, there’s no easy business. The amount of effort you put into your business is directly proportional to where you are at your business. It will only develop as quickly as you do. Commit to your own personal greatness to build a strong and great business. Define your own personal greatness. “What changes can you make to unleash your own greatness?”
Special Thanks to Denise Corcoran of Empowered Business

Lessons and Insights from Top Super Salesmen in Direct Selling and Network Marketing

Despite the negativities that people generally connotes about network marketing as pyramid scams, how were these top salesmen conquered people’s rejection and refusal to look at the business and try the products. Read below and find out how they were able to pull it off.

1. “Bring your products wherever you go.” And of course use it so you could endorse the right product and services to your customers.

2. Continuous inviting to build your people network or properly called networking relationships.

3. Attend trainings and seminars and your belief in the company and its products and services will be reinforced.

4. Creating innovation and consistency of product quality constructs your belief in your products, service and company.

5. Seek out your mentors and uplines’ advice. Don’t just ask for a few words of advice but let them teach you the system.

6. Find a good role model. Leaders have a lot of experiences and they have been through a lot. They will provide guidance and lead you towards achieving your goals.

7. Locate a target market for your products and services. If a place is unsaturated, “it is a ripe market.”

8. “Own your own business.” They say the best way to riches is to have and own your own business. But when you say you your own business, it is not just in the sense of the money you have courageously invested in it. Accountability for your own actions towards and about your business determines the quality of your performance. For real sense of ownership is the backbone of your pre-determined actions.

9. When one has the sincerity and firmness in purpose especially such an engaging endeavor in direct selling and network marketing all else conspire to what one desires.

10. Lastly, look closely in your heart and have the commitment to do whatever it takes to become successful in your chosen field of business.

From the author, 1951 classic The Scottish Himalayan Expedition of W.H. Murray;

“Until one is committed there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative (and creation) there is one elementary truth, the ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then Providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one’s favour all manner of unforeseen incidents and meetings and material assistance, which no man could have dreamt would have come his way.”

The Indispensable Little Notebook

Are you busy tackling your everyday life? All your precious time is so pre-occupied with work, family, friends, co-workers, and yet you still have a part-time business to cope with. It feels like you are about to explode some time soon. You seem rattled when you talk about your small business. Well, time to get hold of that lifesaving (or shall I say ‘face-saving’) indispensable little notebook.

What good it does to always have a notebook with you?

1. Primary reason is you will remember important dates, events, appointments, tasks, things-to-do, grocery list, and a whole bunch of things.

2. It is where great ideas are kept. Your plans and goals will be recorded in the almost amaranthine pages of a tiny notebook.

3. Impressions and annotation from a recent seminar you have attended are well-accounted for where you can refer from time to time.

4. A collection of thoughts. Surely, there will come a time you will notice you have collected a few notebooks full of important ideas that will come in handy when you need it most.

5. Lastly, it is imperative to have little notebooks prettily near you. You just don’t know where you can jot down all those tremendous thoughts and ideas overflowing from significant and even common mundane stuffs.

Though bringing several notepads is eye-catching, it helps you focus and manage your already assiduous life. “The pen is mightier than the sword.” Then, let the notebook be your deadliest weapon.

Be Smart in Goal-Setting

Of the billions of words ever formed and created in the world, I think the most typed keyword in the search box of Search Engines such as Google, Yahoo and MSN is about goal or goals. An attempt to enhance my goal-setting skill is an aftermath of online researches, trainings and seminars from one of the best networking companies (NSE) I have come across my entire life.

A goal is having an objective already visualized in your mind. It is the end result or achievement for which an effort is directed.

Like a cab driver hailed by a passenger with a specific route or itinerary of stops in the performance of the passenger’s work or duty, you are responsible for getting your passenger to his/her destination in proper state. You are the driver of your own motor vehicle or life. Likewise, you are responsible for your own decisions and actions to accomplish your goals in life.

How does the endeavor of reaching goals become achievable? It is simply through setting goals. But how does one set up goals? Setting up goals constitutes of a driver and a vehicle. You, yourself is the driver of your goal and the vehicle is the means of completing your specific goal.

There are certain directions in setting up for one’s goals. An acronym is provided below which are definite ways to help you carry out your objectives:

1. Beginning. To start acting on your goals, you must “begin with an end in your mind.”

2. Ending. Have a clear-cut picture of your goals in your mind. This way you become fully aware of what you really want to achieve.

3. Specific. Goals should be “specific, personal, and in present tense.”

4. Measurable. You can define your own method of measuring your objectives or goals. This can be in the form of personal rewards for internally motivating your self is a hard-earned habit and discipline as well.

5. Attainable. Attainability of goals is measured by the level of commitment towards achieving it. Ask yourself, “How willing are you to get it?” Are you the type who says, “I’ll try”, “I’ll do my best” or “I’ll do whatever it takes.”

6. Realistic. What one accomplishes must make sense and is rewarding or relevant. “Are your goals realistic for you?”

7. Time-bound. Set a deadline to complete your goals within a finite time. Have a time-frame for your goals and be amazed of what you have attained.

Remember, “Be smart.” Before I end this article let me share this wonderful quote, “Having a simple clearly defined goal can capture the imagination and inspire passion. It can cut through the fog like a beacon in the night.”

Good Morning!

"Good Morning, ma'am!," Avon sales reps would address you in such a warm greeting even if it is already passed six in the evening.

This always happens to me when I used to work at a private office as a data analyst with a regular 8 - 5 hours of work.

As a loyal user and distributor as a franchise dealer of Avon products even if I am not actively marketing and selling the products anymore at least once a month or once in every two months I would buy items for personal use. Stunned by their accolade of recognition, I asked them why do they always greet that way when in fact it is utterly dark outside.

Well, "Every hour of the day at Avon is morning. Mornings symbolizes the start of a new day. We want to treat every customers or clients that come our way with a fresh hello."

Vaguely true! Wow, such an understatement.

Yes, beginning the day with outright enthusiasm makes us go through the day with energy and look at it in a bright perspective. It is called "the law of attraction."

Visualizing and attracting a positive day equals to positive results. So, "the more energy you have in the business" and the more you smile while encouraging new walk-ins who can be potential customers and the more bubbly you are dealing with old and loyal customers and clients, the more sales you would accumulate for the day. Therefore, more profits incurred, you earn more money!

Lessons from A Day's Event

Saying what you mean to say, matters! Never say negative thoughts. It attracts depression and bad impression. When in a low spirit, all the more the one who hears negativities get blown by seemingly-not-going-the-way-we-want-things-to-happen.

Laugh on your mistakes. We are only humans. Infallible . . . . imperfect. Smile and sheepishly laugh like a child. Small things of imperfections are just minor wrongs that must be disregarded. Generally, the objective part of the whole event is what counts.

Always look at the bright side of things. Entertaining pre-conceived notions of rejections and resistances only result to a bad day.

Encourage and trust that the you deserve the greatest outcome of all your best efforts.

Lastly, have faith in every little thing you do!

Top Ten Truths Why Anyone Should Give Network Marketing a Try

When people hear the words network marketing, they all relate it to scam or a pyramid scheme. But why are there people who make it big in this industry? Read on and unveil the truths for yourself.

1. If you got to have more in your life, you have to be more. Yes, everyone some time in their life would feel nothing has happened in their life. You might have work. You have friends and you still have your eccentric but adorable family. Yet, you would come to a point where you will feel an indescribable emptiness. Longevity and substance counts. Enduring however long and difficult a new task or perhaps a project is develops you personally and professionally. Does it matter in what economic status you are now? There's always room for improvement. If you desire to uplift your low status now, you got to do something. The key here is to make a move, a step. Making that one first step is all it takes. It sure feels like a long race but try to remember this quote: "Perseverance is not a long race: It is many short races, one after another."

2. Settling for what is good enough is the enemy of the great. What's wrong with just being good enough? Actually, there's nothing wrong with just being good enough. But once you settle in what is only good, you will stop striving in doing what is better. Therefore, you would become content on what you are now and what you have, making you stagnant. Stuck forever in a situation or circumstance that you would not necessarily want to be in for the rest of your life. You stop dreaming. You become satisfied of what is only at hand. You stop pursuing your dream life - of what you really wanted to be when you were a kid. Instead of trying out new things, getting out of your comfort zone and unleashing your highest potential you do not come out of your shell. Try to think what this line of song is trying to tell you, "There's a hero if you look inside your heart." Definitely, you can be your own hero. We were all created in the image and likeness of God. God is great. We all have the potential to be great. So, you have the potential to be great. Have a self-introspection "and you'll finally see the truth that a hero lies in you."

3. Invest on having a good attitude this will become your number one most important weapon. Surely, there are many obstacles that you will go through once you pursue your dreams and goals in life. But doing things in a joyous atmosphere, possessing an optimistic and positive outlook in living life will make things easier for you and everything will turn and flow the way you want it. "A good attitude is contagious."

4. If you concentrate on your dreams and work on your goals, there is self-actualization. So, "what you focus on becomes your reality." What do you see in a dirty window? Exactly, the dirt in the window. If you have been presented a business opportunity and you are skeptical about it, you only see the "dirt" or the downside of it. But if you have seen the good side of it, you would focus on the advantages and what is good about the business. Then, you are inspired to get to the top just like the achievers of your chosen networking company or even exceed your up line's monthly earnings. You might even get passed your top leader. Aspire and believe! Act on your dreams now. Get amazed by your own unlimited potential.

5. Problems are unavoidable. We encounter circumstances along our way which are beyond our control. There are things in life and changes which are bound to happen. Well, "you cannot change what happens but you can only change your reaction to it." Instead, embrace changes and a new you certainly grows. Bring it on!

6. As the famous adage goes, "there is always a way." Now, it is our job to find that way. Make your goal the core of your being. Do not get preoccupied by interferences and distractions. Find a way to solve your problem and not focus on the problem itself. When you have a problem, try to write it down. Or better yet shout your problem on a vast space. Let it echo. The point is if you keep on talking about your problem, you don't get anything done. But if you do something about it, it starts to dissolve. After venting, think, sit, plan and act. Then, declare "I can, I can, I can, and I will!" Surely, it will pass like the past problems you have dealt before.

7. Your income will become the average of your five closest friends' incomes. From Jeff Olson's "The Slight Edge Philosophy." "Did you know that your income will tend to be the average of your ten best friends' incomes? (If having more income is a goal of yours, either get new friends or raise the income of the friends you have now!) If you want to raise the quality of your life, hang out with people who have been there and done that. If you want to be a success in business, hang around successful business people. Do you know why birds of a feather flock together? Because they're all going in the same direction. They share a common vision. If you're after a goal-any goal-go find the people who have achieved that goal, or who are well along the path to attaining that goal, and be with them, hang out with them, camp on their doorstep. It's called the Law of Association. It's a Law because it always works." Protect your attitude by believing in a Higher Power. Always only be around positive people. Help someone everyday. "It is one of the most beautiful compensations in life . . . we can never help another without helping ourselves." Stay away from the news! Why? It sensationalizes negativities in life. It generates pessimism instead of positivity. At least, achieve one of your goals everyday. Read self-improvement books. Listen to empowering motivational self-help speeches on leadership seminars.

8. If you desire transformation in your life, first you must change. Get ready with your metamorphosis.

9. A little sacrifice now won't hurt you. If your goal is to change your family's future forever, begin now. It is never too late. A move or a step will accrue in time. In the end, you will be surprised that you got to the top of the mountain all by yourself.

10. Know thy purpose. Search the reason deep in yourself. Everything begins with a purpose. And when you know the purpose of your life, you will have a sense of direction.

In knowing your purpose in life, it would not seem tiresome. Those who have tried network marketing especially its top elite and leaders that started out as 'small,' ordinary and average type of people would attest to this: When you know the purpose and reason why you joined a networking company, your life evolves. You will have a tremendous sense of self-fulfillment with all your accomplishments in life. For, it is only when you have found your purpose in life that it starts to have meaning. When you offer and do everything in life for the glory of God, all falls into place.

Amber W. is an associate member of U-GotCash, Inc. and http://www.financeportalsolutions.com/

It was about two years ago when she learned that she can earn money at the comfort of her own home. Her courage and perseverance helped her succeed in the field of internet marketing and multi-level marketing.

Visit http://www.u-gotcash.com/site/donpaul to learn more about making money at home.